Paediatric Dental Home
1 Isabella St, Geelong West, VIC 3218
92 Derrimut Rd, Hoppers Crossing, VIC 3029

Financial Info

At Paediatric Dental Home, we understand that quality dental care for your child is an investment in their lifelong oral health. Our team is committed to transparency, flexibility and accessibility in all financial matters.

We offer various payment options, accept most major health funds and provide detailed quotes before treatment. For your convenience, we've outlined our fees, rebate information and payment plans below to help you manage your child's dental care with confidence.

Child Dental Benefits Schedule

  • The Medicare Child Dental Benefit Schedule (CDBS) provides access to benefits for basic dental services to children aged 2-17 years.
  • The CDBS provides individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits are not available for orthodontic or cosmetic dental work, and cannot be paid for any services provided in a hospital.
  • All eligible children have access to a benefit cap of approximately $1,100 over a two-year calendar period. This amount is adjusted annually, so talk with our team if your child qualifies for CDBS benefits.
  • The CDBS has a means test, which requires receipt of Family Tax Benefit Part A or a relevant Australian Government payment.
  • Families can check whether their child is eligible for the CDBS by contacting the Department of Human Services

Health Funds

We accept all major health funds and are proud to be a NIB preferred provider at Paediatric Dental Home. This means NIB members may receive higher rebates and reduced out-of-pocket expenses for our services.

We offer on-the-spot claiming through HICAPS for immediate rebates, and our friendly staff can help verify your coverage, explain benefits and process your claims efficiently. We're committed to maximising your health fund benefits for your child's dental care.

Pay Over Time Options

Paediatric Dental Home offers flexible payment solutions to make your child's dental care more manageable. We partner with AfterPay, Zip Money and Humm to provide interest-free payment plans that suit your budget.

These services allow you to spread the cost of treatment over time whilst receiving care immediately. Our reception team can guide you through the simple application process and help you choose the option that best fits your financial situation and treatment needs.

humm - Big Buys Made Easy

Whatever life brings, from the awesome to the unexpected, humm® is the flexible way to finance it. With a big $50K limit, easy 10- minute application and a huge range of participating merchants, it’s made for living.

Life-sized limit.

Borrow up to $50K

Long time to repay.

Get up to 10 years for maximum affordability.

Easy terms.

Choose monthly or fortnightly repayments.

Afterpay – Smile Now, Pay Later

Pay for your dental treatment in four interest-free instalments with Afterpay. Late fees, eligibility criteria and terms apply. We do not provide financial advice. Visit https://www.afterpay.com/en-AU for full details.

Zip – Pay with Flexibility, Interest Free

Manage your dental expenses on your own terms with Zip. Founded in Australia in 2013, Zip offers flexible, transparent buy‑now‑pay‑later solutions such as Zip Pay and Zip Plus. Zip Pay lets you shop with credit limits up to $1,500 and repay over time interest‑free; a $9.95 monthly fee applies only if there’s an outstanding balance. You can shop online or instore using a digital Visa card or link with Apple Pay/Google Pay. Plus, Zip can even be used to pay bills via BPAY across 60,000+ billers, giving you added convenience and control.

Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.